Summer HOA Considerations > Pool Safety
In our last two posts, we covered some of the main considerations your HOA should take into account when it comes to pool safety and alcohol this summer. While you want your HOA to encourage a fun and laid-back season, it’s important to recognize the liabilities that coincide with pools and lifeguards. In addition to protecting your organization with an LA HOA Insurance program, heed the following advice.
Lifeguard or not: A personal choice.
It’s up to your HOA as a whole to hire a lifeguard or not. There are variations of such, including “pool monitors” rather than actual lifeguards, which might be a better fit if they’re qualified but don’t have formal training. Be sure to vet potential lifeguards thoroughly to avoid hiring a lifeguard who is only out to get a tan and won’t keep watch on the pool.
Consider whether you want to keep the pool open year-round, if you want lifeguards during open season or not, or if the residents will have to use the pool at their own risk. It’s up to you, but whatever choice you make needs to be put in writing to avoid liability and claim concerns.
Decide and post rules.
“Adopt safety rules prohibiting things like running on the pool deck and swimming alone, and of course have signs for them all,” says David Firmin, a partner at Hindman Sanchez.
Other smart rules:
- No diving.
- No pushing people into the pool.
- No swimming under the influence.
- No glass bottles in the pool area.
- No electrical devices on the pool deck.
- No swimming during rain or thunderstorms.
Remember that no rule is too self-explanatory. In terms of the law and absorbing liability, a lawyer can argue that your HOA did not post prominent signs that warn residents of safety concerns, as obvious as they might be.
Be sure not to step into unsafe legal territory with your pool rules and regulations as there have been cases pursued by the U.S. Department of Housing and Urban Development or a state enforcement agency. Get specific with your rules. Tailor your rules to the abilities of the person or maturity of the person, explains HOA Leader.
About Scott Litman Insurance Agency
At Scott Litman Insurance Agency, we are dedicated to protecting HOAs like yours. We have a unique understanding of the industry and the common risk exposures that you face in your daily operations. In fact, we find that 90% of the policies we review are missing coverages that violate the Covenants, Conditions, and Restrictions (CC&R), exposing the board, HOA and management to lawsuits – which is why our comprehensive policies are tailored to meet your specific needs at competitive prices. For more information about our products, contact our experts today at (818) 879-5980 ext. 201, or fill out our online form.